Big Day: Paid off (hopefully) Emery's last $900 of doctors bills!!!

The haunting doctor's bills from our NICU journey have been overwhelming. While we fortunately have the $$ to pay them off, receiving $900-$5k doctors bills (after insurance) each week, spending hours negotiating them, and frustrated moments trying to maximize payments on credit cards so at least mama gets some points to shop with (okay, guilty pleasure/silver lining) I believe that aside from the upcoming payments for the Stanford High Risk Clinic, we have paid off all to-date bills! It feels as if the biggest of weights has lifted off our shoulders...

Even with our amazing insurance, we have spent about $18k out of pocket. The biggest reason, is our insurance only covered visits from some doctors, not all - but when your child is put in the NICU, you have no choice which neonatologist is on-call that day and obviously we were not going to ask that our daughter not be seen for days at a time until someone in our network was available. It is a tough call, one that I have spent hours upon end negotiating with the hospital and insurance - and, fortunately, had pretty great resolution. While we have tucked away HSA from Grant's paycheck, HealthScope actually makes us pay everything out of pocket and we get reimbursed at the end of the year- which is frustrating. That said, hopefully we are now on the other side of things, looking forward to saving again!